Why More UK Drivers Are Opting to Repair Accident Damage Directly With Bodyshops
As insurance premiums skyrocket, more UK car owners are bypassing insurers to handle accident repairs directly with trusted bodyshops like Dragontek. This growing trend reflects a shift in how drivers approach the aftermath of minor accidents, balancing cost, convenience, and long-term savings.
As insurance premiums skyrocket, more UK car owners are bypassing insurers to handle accident repairs directly with trusted bodyshops like Dragontek. This growing trend reflects a shift in how drivers approach the aftermath of minor accidents, balancing cost, convenience, and long-term savings.
The Rising Cost of Insurance
In recent years, UK motorists have faced escalating car insurance premiums, with even minor claims leading to significant hikes in renewal prices. For many, the maths no longer adds up:
- Excess payments often run into hundreds of pounds.
- A claim can increase premiums for up to five years.
- Some insurance-approved repairs might not meet the highest standards, leaving car owners unsatisfied.
For example, if your repair costs are £800 and your insurance excess is £350, plus an anticipated premium rise of £100-£200 annually for five years, the "cheap" claim could ultimately cost over £1,000 more than paying outright.
The Benefits of Going Direct to a Bodyshop
Opting to work directly with a reputable bodyshop like Dragontek offers several compelling advantages:
- Cost Savings: Without involving insurers, you only pay for the repairs themselves, often at a price lower than the cumulative cost of excess and premium increases.
- Customised Repairs: By dealing directly, you can discuss additional issues that need attention while the vehicle is in the shop. For instance, it’s common for bodyshops to tackle minor dents, scratches, or even refinishing details alongside accident repairs.
- Faster Turnaround: Insurance companies often delay approvals, but direct arrangements enable bodyshops to begin work immediately.
- Quality Assurance: Renowned bodyshops prioritise customer satisfaction over cutting corners to meet insurer budgets. This often means higher-quality parts and superior finishes.
When to Consider Paying Out of Pocket
This approach makes the most sense for:
- Minor to Moderate Damage: Scratches, dents, or bumper replacements that don’t require costly structural repairs.
- Older Vehicles: Cars where a claim might lead to insurers deeming them uneconomical to repair.
- Specialist Vehicles: Prestige, performance, or supercars requiring expert care.
Choose Dragontek for Trusted Repairs
Dragontek in the UK has built a reputation for high-quality accident repairs that prioritise customer satisfaction. With specialist expertise in prestige and performance cars, their team ensures your vehicle returns to its former glory—without unnecessary insurer interference.
Visit Dragontek’s website to learn more about their accident repair services and how they can help you save money while maintaining the highest standards of care.
